Our performance

$7,842m   7.1%   $181m   10cps
GROSS WRITTEN PREMIUM (GWP)
Increased from $7,793m in the previous year.

GWP is the total amount of insurance premiums we sold to customers.
  INSURANCE MARGIN
Up from last year's 5.4%.
1
Insurance margin represents our insurance profit as a percentage of our net earned premium.
  NET PROFIT AFTER TAX
An increase from last year's loss of $261m.

The net result, after allowing for income taxes and the share of profit owing to minority shareholders.
  TOTAL DIVIDENDS
Comprises an interim dividend of 4 cents per ordinary share (cps) and a final dividend of 6cps fully franked.

Dividends are payments made to holders of IAG's ordinary shares.
84%   84   $8m   56,927t
EMPLOYEE ENGAGEMENT
Exceeded the global financial services companies' benchmark.

This is a measure of our employees' engagement across the Group, drawn from an annual survey.
  CUSTOMER SATISFACTION
Remained level with the previous year.

This is an index score of customer satisfaction across claims and sales and service in our largest business of Australia Direct Insurance.
  COMMUNITY INVESTMENT
Reduced from last year's $12m, as our focus was refined.

This investment includes sponsorships, donations and employee volunteer hours, across the Australian and New Zealand communities.
  CO2 EQUIVALENT EMISSIONS
An 11.8% improvement from last year.

This reduction in IAG's CO2 equivalent emissions in Australia and New Zealand brings us closer to our goal to be carbon neutral by 2012.
  • 1The FY08 insurance result has been reclassified to provide comparable figures for the segment reporting adopted in FY09. This includes reallocation of corporate expenses and reinsurance to the operating divisions.
Insurance Profit for the year ended 30 June Insurance Profit for the year ended 30 June